Compare Home Insurance in Ireland
Compare home insurance quotes from 10 Irish insurers in one go. Fill in one short form, see prices side by side, and choose the cover that suits you.
- Compare 10 insurers at once
- Cover for standard and non-standard homes
- Trusted by 60,000+ households
Quick Quote
We compare 10 insurers
We compare 10 insurers
- Compare 10 insurers at once
- Cover for standard and non-standard homes
- Trusted by 60,000+ households
Who we compare
We compare quotes from 10 insurers to find insurance policies suitable for your home so you can choose the best deal.
How much does home insurance cost?
Home insurance premiums rose 7.6% between the end of 2023 and the start of 2026 (CSO). The cost of home insurance can vary widely between properties and providers. Prices are based on several factors, such as:
- When your home was built
- Where you live
- Whether you live there full-time
- Your claims history
- The level of cover you choose
Avoid underinsurance: Check how much it might cost to rebuild your home with our rebuild cost calculator.
Find the right cover for your home
Compare home insurance policies from multiple providers today
Types of home insurance cover
Whatever your situation, there’s a type of home insurance to suit your needs.
Buildings
Covers the structure of your home, including walls, roof, and permanent fixtures. Most mortgages require building insurance.
Contents
Protects your belongings, such as furniture, electronics, and valuables, against theft, fire and damage.
Non-standard
Self-builds, flat roofs and other higher-risk homes. We find quotes that are hard to get directly.
Landlords
Covers a rented property, landlord liability, and loss of rent.
Renters
Protects a tenant’s possessions in a rented home.
Apartments
Contents and fixtures cover for apartment owners, alongside the management company’s block policy.
Insurance for non-standard homes
Not every insurer offers cover for every type of home. This means looking for quotes can be frustrating and time-consuming.
We compare non-standard home insurance quotes from every insurer that offers it.
What does home insurance usually cover?
Usually covered and not usually covered
| Usually covered | Not usually covered |
|---|---|
| Fire damage | Wear and tear |
| Theft and vandalism | Poor workmanship |
| Weather damage, e.g. storm, lightning, flood | Damage from negligence |
| Escape of water | Properties left empty for long periods |
| Subsidence, heave or landslip | Deliberate damage |
Frequently asked questions
We compare quotes from every insurance provider in the Irish market to provide homeowners and renters with multiple quotes from the insurers that offer each type of cover.
Non-standard homes can be harder to insure with more expensive premiums because of increased risks associated with the property. For example, an unoccupied home may have a higher risk of break-ins, while homes with flat roofs are more susceptible to water damage.
Underinsurance is where a property or contents are insured for less than their rebuild or replacement value. This matters because insurers can reduce the amount of compensation they pay out – even for partial claims.
No, home insurance isn’t a legal requirement in Ireland. However, lenders require you to have insurance to get a mortgage.
Emergency cover is included as standard or an optional add-on to insurance policies for emergency callouts when something goes wrong in your home. Common emergencies covered include boiler breakdowns, burst pipes, and loss of water supply.
Get a home insurance quote
Compare insurance plans from top providers and save even more today, hassle-free and fast.
