The limit of indemnity of your public liability insurance policy will be determined by several factors including the size and nature of your business, the extent of your contact with the general public, and other factors. Limits of indemnity can range from €1.3 million upwards.
Some policies will cover you for carrying out business activities away from your primary location and some will only cover you on your business premises. This will depend on the nature of your business, trade, or profession and on the policy you choose.
The level of the excess on your policy can vary. It may be tempting to take a policy with a high excess to lower your premium, however, be wary as you will typically have to pay this excess each time you need to make a claim.
What are differences from policy to policy that affect how well suited they are to you.