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Compare Home Insurance Quotes From 10+ Providers

It only takes 2 minutes to find the cheapest option.

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CHOOSE YOUR PATH

Find the best home insurance for your property

Secure the best value deal for your specific coverage needs.

Looking for the cheapest house insurance?

Learn how to save on home insurance and spot whether you’re getting a good deal.

Make sure you’re fully covered

Avoid being underinsured by comparing cover levels, limits, and excess across policies.

Types of home insurance

Understand the main types of cover so you can choose what’s right for your home.

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Buildings Insurance

Covers the structure of your home
Buildings insurance is designed to insure the structure of your house, including the floors, walls, roof, windows and the permanent fittings that do not move, e.g. kitchen, baths and sinks. It protects the physical building against risks such as fire, storm damage, and escape of water.

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Contents Insurance

Covers everything inside your home
Contents insurance covers your personal possessions such as furniture, appliances, electronics, jewellery and clothing. This type of cover may also protect your belongings outside the home on an ‘all risks’ basis.

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Combined Home & Contents Insurance

All-in-one protection
This is often the most cost-effective type of home insurance for owner-occupiers as it protects both the structure of the home and everything inside it.

Find the right home cover for your situation

Whether you own, rent, or let a property, explore the cover that’s right for you.

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Homeowners

If you own your own house, or currently have a mortgage, then a combined home insurance policy will protect your asset, the building you live in, and your belongings.

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Landlords & Property Owners

If you are a landlord and rent your property to tenants, you will want to protect your investment, certain contents, as well as owner’s liabilities.

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Tenants

If you rent your home, your landlord is responsible for insuring the building, but your own belongings will not be covered by their policy.

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Holiday & Second Home Owners

If your summer house or second home is left vacant, holiday home insurance helps protect it with cover designed for occasional use.

WE COMPARE MORE HOME INSURANCE PROVIDERS THAN ANY OTHER COMPANY IN IRELAND

Get quotes from 10+ recognised insurers

AXA - Home Insurance
Aviva - Home Insurance
Zurich - Home Insurance
Redclick Insurance
Allianz - Home Insurance
FBD - Home Insurance
OUTsurance Insurance Provider
123.ie insurance provider
KennCo Insurance Provider
AIG - Home Insurance

Switch home insurance with confidence

Switching home insurance is easier than you think

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Move smoothly from your current policy to a new one.

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Save on renewal

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FAQS

Common questions before you compare

Usually no, not in the way that motor insurance is legally mandatory. If you have a mortgage your lender is legally obliged to ensure that you have buildings cover in place at a minimum to protect their financial interest in the property

However, your home and its contents are usually your most significant asset and protecting them with home insurance is strongly recommended.

To find the best home insurance rates, you should compare quotes from multiple providers rather than renewing with the same insurer. You can compare policies from 10 providers with Compare Insurance. Always ensure “cheap” doesn’t mean “under-insured.”

In terms of buildings cover, you must ensure that you are covered by the full rebuild cost of your home which is the full price for rebuilding the property from scratch.

Underinsurance occurs when the amount specified by your buildings cover is insufficient for the rebuild cost. In this case, the condition of average means that if your house is 25% underinsured, then the insurer will only pay out 75% of any claim, not just claims for a full rebuild.

You can determine the rebuild cost of your home by using the calculator on the Society of Chartered Surveyors of Ireland (SCSI) website, or have a full survey carried out on your home.

Buildings insurance covers the structure of your home and permanent fixtures. Contents insurance covers your personal belongings, such as furniture, electronics, and jewellery. Most homeowners in Ireland opt for a combined policy because it’s usually cheaper than buying two separate covers.

To get the best value, compare quotes across multiple providers to find the right balance of features and price. You can lower your premium further by increasing your voluntary excess, securing your home with a monitored alarm, and maintaining a claims-free history. Always check for new customer or online-purchase discounts to ensure you’re getting the most coverage for every euro spent.

Yes, and short-term rental activity may not be covered by your standard home insurance. Although Airbnb may offer some protection for their hosts, you would be fully protected for property damage and third-party liability with more specialised short-term rental insurance.

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Trusted by thousands of Irish homeowners

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Trusted by thousands of Irish homeowners

Real savings from people comparing house insurance across Ireland.

Saved €312 in Dublin

A homeowner switched after comparing quotes online and found cheaper cover than their renewal.

Cut renewal by 40% in Cork

By comparing providers side by side, they found better value without compromising on cover.

Better cover for less in Galway

A family upgrading their policy found a stronger level of protection at a lower monthly cost.

Ready to save on your home insurance?

Compare quotes from trusted Irish insurers in minutes and see whether you could switch for less today.