Types of home insurance cover
Whatever your situation, there’s a type of home insurance to suit your needs.
How can Compare Insurance help?
Compare Insurance allows you to compare home insurance prices and policies so you can make informed decisions about the right cover for your home. This means you can save on your insurance premium while ensuring you’re fully protected.
As well as offering standard insurance comparisons, we also help those with non-standard homes compare providers and get quotes that are often harder to find or obtain directly from providers.
What does home insurance cover?
Compare home insurance
Comparing multiple home insurance policies, as well as their premiums, inclusions, exclusions, and policy limits, will give you a clear picture of what’s on offer before you take out cover.
A cheaper policy may not always provide the level of cover you need for your specific circumstances, so it’s always better to gather as many quotes as possible. You can do this for free in less than 90 seconds by filling out our quote assessment form.
Cost of home insurance
According to recent CSO data, home insurance premiums at the start of 2026 were 7.6% higher than at the end of 2023. The cost of insuring your home varies between properties and providers. Your premium is based on several factors, such as your property type, location, claims history, and the level of cover you choose.
Extra tip
It is best practice to regularly review the estimated rebuild cost of your home, the value of your contents, and your excesses so that you’re adequately protected if something goes wrong.
Use our rebuild cost calculator to get an estimate of your home’s value and its rebuild cost.
