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Home Insurance Ireland.

Home Insurance Ireland2025-04-09T12:33:39+00:00

Home insurance protects your home and its belongings against damages in the event of unforeseen circumstances.

Repairs to your home and replacing your home’s contents can be costly, so it is extremely important to be fully covered in the event of unexpected losses and damages.

Speak to Compare Insurance today to receive the best home insurance cover on the Irish market.

insurance policy to cover your home

Types of home insurance

Buildings Insurance

Offers financial protection for the unexpected expense of rebuilding the structure of your home if it is damaged.

Contents Insurance

Covers up to the sum assured for the personal property which you have within your home, should it be damaged or destroyed in an insured event.

What does home insurance cover?

  • Structural damage cover
  • Fire, flood & storm damage cover
  • Escape of water cover
  • Theft & burglary cover
  • Accidental damage cover
  • Public liability cover

Home Insurance Articles

Home Insurance FAQ

No, home insurance is not a legal requirement but may be required by a lender when taking out a mortgage.

Yes, your insurance company will pay out if you are out of pocket due to bad weather, erosion or any other natural disasters.

This depends on several factors, including the rebuild cost of your home, the value of your contents, and potential liability risks.

Yes, this is called renter’s insurance or contents-only insurance rather than full home insurance. Since you don’t own the building, you don’t need buildings insurance.

This means different things for building and content cover. For building insurance it covers any fixed element of the home, e.g. breaking the kitchen sink. For contents insurance, it covers anything that is not portable, e.g. breaking a TV.

Under contents insurance your mobile phone may be covered for damages in the home. For cover outside the home you may be able to be protected by selecting ‘personal belongings’ cover.

Compare home insurance quotes from every insurer.

Take our 90-second online assessment and get the best home insurance quotes on the market. Our vetted home insurance partners are regulated by the Central Bank of Ireland and will outline the various options available to you.