Plan Costs

Plan cost: €519.37 per year

Cost per additional child: €146.59 per year

Cost per additional young adult:

Age Cost
Age 18-20 €195.09
Age 21 €290.84
Age 22 €342.78
Age 23 €394.71
Age 24 €446.66
Age 25 €498.59

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case
✅ Public Hospital Private Room and Day Case
✅ Convalescence (€30 X 14 nights in semi private and private room accommodation)

What’s not covered: 

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❌ Private Hospital Private and Semi-Private Room
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special
❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital
❌ Cancer Accommodation Support 

Overseas Cover

What’s covered:

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✅ Hospital Bill (€65,000)
✅ Repatriation Expenses
✅ Companion Repatriation Expenses (€1000)
✅ Expenses For Companion (€1000)
✅ Gender Affirmation (Cover for medically necessary surgeries subject to pre-approval up to the level of cover on the plan.)

What’s not covered: 

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❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland
❌ 24 Hour Telephone Assistance

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€400)

What’s not covered: 

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❌ Home Births
❌ Delivery Consultant Fees
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Child Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Breastfeeding Consultancy
❌ Other Maternity Benefits

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€100)
✅ Family Excess (€100)
✅ Consultant Fees (€60 per visit (no annual maximum)
✅ A&E Charge (2 SwiftCare visits (minor injury clinic) covered- subject to an excess of €75)
✅ Outpatient Policy Limit (No Outpatient policy limit)

What’s not covered: 

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❌ GP Visits
❌ Physiotherapist
❌ Emergency and Non Emergency Dental Care
❌ Home Nursing
❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath
❌ Dietician, Occupational Therapist, Chiropodist, Speech Therapist
❌ Other Day To Day Practitioners
❌ Cancer Support Beneft
❌ Psycho-Oncology Counselling
❌ Manual Lymph Drainage
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Employee Assistance Programme
❌ Child Speech And Language Therapy
❌ Vaccinations
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (CT scans (Non-oncology and oncology): full cover; PET-CT scans: full cover.; MRI full cover in public hospitals, no excess for
category 1, with €125 excess for category 2, see rules; €100 for X-rays)
✅ Radiology Consultants’ Fees (€60 per procedure (no annual maximum))
✅ Radiology Test Fees (€40 per procedure (no annual maximum))

What’s not covered: 

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❌ Non-Approved Centres
❌ Health Screening

Fertility Benefits

There are no fertility benefits included in this plan.