Plan Costs

Plan cost: €562.46 per year

Cost per additional child: €165.82 per year

Cost per additional young adult:

Age Cost
Age 18-20 €224.99
Age 21 €314.97
Age 22 €371.22
Age 23 €427.46
Age 24 €483.72
Age 25 €539.96

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case
✅ Public Hospital Private Room and Day Case
✅ Convalescence (€30 X 14 nights in semi private and private room accommodation)

What’s not covered: 

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❌ Private Hospital Private and Semi-Private Room
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special
❌ Day Case Private Hospitals
❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital
❌ Cancer Accommodation Support

Overseas Cover

What’s covered:

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✅ Hospital Bill (€65,000)
✅ Repatriation Expenses
✅ Companion Repatriation Expenses (€1000)
✅ 24 Hour Telephone Assistance
✅ Expenses For Companion (€1000)
✅ Gender Affirmation (Cover for medically necessary surgeries subject to pre-approval up to the level of cover on the plan)

What’s not covered: 

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❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€400)

What’s not covered: 

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❌ Home Births
❌ Delivery Consultant Fees
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Child Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Breastfeeding Consultancy
❌ Other Maternity Benefits

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€1)
✅ Family Excess (€1)
✅ Consultant Fees (€60 (Subject to an excess of €100))
✅ GP Visits (€20 X 3 visits; Vhi online Doctor full cover 3 visits)
✅ Physiotherapist (20 X 3 visits)
✅ Non Emergency Dental (€20 X 3 visits)
✅ A&E Charge (Vhi Core Service; Urgent Care – 2 visits fully covered in a Vhi 360 Health Centre/Vhi Swiftcare Clinic subject to an excess of
€75 per visit (no annual excess, no annual maximum))
✅ Alternative Medicines-Acupuncture, Chiropractor, Osteopath (€20 X 3 combined visits)
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (€20 X 3 combined visits)
✅Other Day To Day Practitioners (Podiatrist; Orthoptist; Nutritionist; Physical Therapist; Refexologist; Strength and conditioning coach: 3 Combined visits (3
combined visits include Dietician, Occupational Therapist, Chiropodist and Speech therapist, Osteopath, Chiropractor and
Acupuncture). Practice Nurse:€20 X 3 visits)
✅ Available through the Vhi App: Vhi Online Physiotherapy, Speech and Language Therapy and Dietitian – 3 combined visits (no annual excess, no annual maximum)
✅ VHI 360 Health Centre: VHI 360 Health Centre Diagnostics following GP referral (x-rays & ultrasounds), fully covered subject to an excess of €75 per visit (no annual excess, no annual maximum)
✅ Cancer Support Benefit (Wig/hairpiece, sleeping cap, mastectomy bra, swimsuit, surgical prosthesis (50% cover up to a maximum of €1,000)
✅ Employee Assistance Programme (Meditation App
If included in Your plan, Vhi will pay the benefits listed in Your table of benefits towards the annual subscription costs of specified meditation apps. You can claim back the benefit against one app, once per renewal year. Learn More

What’s not covered: 

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❌ Emergency Dental Care
❌ Home Nursing
❌ Psycho-Oncology Counselling
❌ Manual Lymph Drainage
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Child Speech And Language Therapy
❌ Vaccinations
❌ Outpatient Policy Limit
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (CT scans (Non-oncology and oncology): full cover; PET-CT scans: full cover.; MRI full cover in public hospitals, no excess for
category 1, with €125 excess for category 2, see rules; €100 for X-rays)
✅ Radiology Consultants’ Fees (€60 per procedure)
✅ Radiology Test Fees (€40)

What’s not covered: 

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❌ Non-Approved Centres
❌ Health Screening

Fertility Benefits

There are no fertility benefits included in this plan.