Plan Costs

Plan cost: €908.70 per year

Cost per additional child: 

Child Cost
Child 1 Age 0-17: €373.70
Child 2 Age 0-17: €373.70
Child 3 Age 0-17: €373.70
Child 4 Age 0-17: €29.20

Cost per additional young adult: €908.70 per year

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case (Covered in select public hospitals. Please contact your insurer for details)
✅ Public Hospital Private Room and Day Case (Covered in select public hospitals. Please contact your insurer for details)
✅ Convalescence (€26 x 14 days)

What’s not covered: 

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❌ Private Hospital Private and Semi-Private Room
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special
❌ Day Case Private Hospitals
❌  Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital
❌ Cancer Accommodation Support

Overseas Cover

What’s covered:

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✅ Hospital Bill (€55,000)
✅ Repatriation Expenses (€1,000,000)
✅ Companion Repatriation Expenses (€1,000)
✅ 24 Hour Telephone Assistance
✅ Expenses For Companion (€1,000)

What’s not covered: 

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❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland
❌ Gender Affirmation

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€400)
✅ Delivery Consultant Fees (Covered up to €300)

What’s not covered: 

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❌ Home Births
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Child Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Breastfeeding Consultancy
❌ Other Maternity Benefits

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€150 per member)
✅ Family Excess (€150 per member)
✅ Consultant Fees (€50 per visit; €100 x 1 visit no excess; International Second Opinion Service)
✅ GP Visits (GP Visits €25 x 4 visits no excess; GP visits €15 x 4 visits subject to excess; Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Out of Hours GP visits €60 x 1 visit; Digital Doctor, unlimited; Nurse on call covered (Learn More))
✅ Physiotherapist (€25 x 4 combined visits, no excess)
✅ Emergency Dental Care (€250)
✅ Non Emergency Dental (€25 x 4 visits, no excess)
✅ Home Nursing (Home Recovery Benefit – €80 x 10 days; Care connect (Learn More))
✅ A&E Charge (Public A&E cover €100 x 1 visit and private A&E cover €50 x 1 visit, no excess. Minor Injury Clinic Cover of 50% up to €100 per visit (HSE), no excess)
✅ Alternative Medicines-Acupuncture, Chiropractor, Osteopath (€25 x 4 combined visits, not excess)
✅ Other Day To Day Practitioners (Homeopath, Massage Therapist, Medical Herbalist, Podiatrist, Reflexology covered under Alternative Practitioners above)
✅ Cancer Support Benefit (Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000)
✅ Manual Lymph Drainage (€50 x 5 visits)
✅ Employee Assistance Programme (Healthy Minds benefit – up to 6 counselling sessions via phone, chat, video or face to face(Learn More)
✅ Vaccinations (HPV vaccine 50% up to €200 per year, no excess)
✅ Outpatient Policy Limit (€2,500)

What’s not covered: 

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❌ Dietician, Occupational Therapist, Chiropodist, Speech Therapist
❌ Psycho-Oncology Counselling
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Child Speech And Language Therapy
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (MRI, CT and PET-CT Covered, no excess)
✅ Radiology Consultants’ Fees (50% cover as per schedule of benefts for professional fees – no excess)
✅ Radiology Test Fees (50% Cover – no excess)
✅ Health Screening (Oncotype DX, no excess; Cardiac Screening 50%, no excess)

What’s not covered: 

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❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.