Plan Costs
Plan cost: €1195.10 per year
Cost per additional child: €280.80 per year
Cost per additional young adult:
Age | Cost |
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Age 18-20 | €597.40 |
Age 21 | €617.10 |
Age 22 | €729.30 |
Age 23 | €848.90 |
Age 24 | €987.40 |
Age 25 | €1125.90 |
Hospital Cover (In-patient benefits)
What’s covered:
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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case (Covered in select public hospitals. Please contact your insurer for details) |
✅ Public Hospital Private Room and Day Case (Covered at semi-private rate in select public hospitals. Please contact your insurer for details) |
✅ Private Hospital Semi-Private Room (Covered in selected private hospitals with €500 excess per claim and €2,000 co-payment on listed orthopaedic procedures) |
✅ Private Hospital Private Room (Covered in selected private hospitals at semi-private rate with €500 excess per claim and €2,000 co-payment on listed orthopaedic procedures) |
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures (90% in Beacon Hospital and Mater Private; €2,000 co-payment on listed orthopaedic procedures. Blackrock Clinic not covered) |
✅ Day Case Private Hospitals (Covered in selected private hospitals with €50 excess per claim) |
✅ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital (Covered with €50 excess per claim, excluding cardiac procedures in Beacon Hospital and Mater Private. Blackrock Clinic not covered) |
✅ Convalescence (€26 x 14 days) |
✅ Cancer Accommodation (€100 X 15 days) |
What’s not covered:
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❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures |
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special |
Overseas Cover
What’s covered:
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✅ Benefit Abroad For Surgical Procedures Available In Ireland |
✅ Benefit Abroad For Surgical Procedures Not Available In Ireland |
✅ Hospital Bill (€100,000) |
✅ Repatriation Expenses (€1,000,000) |
✅ 24 Hour Telephone Assistance |
✅ Expenses For Companion (€1,000) |
✅ Gender Affirmation (Covered up to €100,000 per lifetime) |
What’s not covered:
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❌ Companion Repatriation Expenses |
Maternity Cover
What’s covered:
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✅ Hospital Costs Up To 3 Nights |
✅ Delivery Consultant Fees (As per schedule of benefits for professional fees) |
What’s not covered:
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❌ Home Births |
❌ Outpatient Maternity Consultant Care |
❌ Postnatal Home Help |
❌ Postnatal Home Nursing |
❌ Child Home Nursing |
❌ Pre & Postnatal Care |
❌ Child Healthcare Benefit |
❌ Parent Accompanying Child |
❌ Partner Benefit |
❌ Breastfeeding Consultancy |
❌ Other Maternity Benefits |
Outpatient Benefits
What’s covered:
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✅ Individual Excess (€125) |
✅ Family Excess (€125 per person) |
✅ Consultant Fees (€60 per visit; International Second Opinion Service) |
✅ GP Visits (GP Visits €20 per visit subject to excess; Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Vasectomy cover (GP and Consultant only) up to €360 – available as part of the Women & Men’s Health personalized package; Digital Doctor Service – unlimited; Nurse on call covered) |
✅ Physiotherapist (“Back-Up” physiotherapy treatment of 8 sessions, twice a year, with once-off €50 fee, no excess) |
✅ Home Nursing (Health In The Home covered, immediately following an inpatient stay; Care connect (Learn More)) |
✅ A&E Charge (€60 per year (public A&E only); Minor Injury Clinic Cover, 70% cover up to €200 per visit (HSE), no excess) |
✅ Cancer Support Benefit (Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000) |
✅ Manual Lymph Drainage (Up to €300) |
✅ Employee Assistance Programme (Healthy Minds benefit – up to 6 counselling sessions via phone, chat, video or face to face) |
✅ Vaccinations (Flu vaccination – Covered up to €25 per policy year; also available as part of the Family and Kids Health, Women’s and Men’s Health, Family Protection personalised packages. HPV Vaccine – 50% up to €200 per policy year) |
✅ Outpatient Policy Limit (€4,000) |
What’s not covered:
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❌ Emergency Dental Care |
❌ Non Emergency Dental |
❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath |
❌ Dietician, Occupational Therapist, Chiropodist, Speech Therapist |
❌ Other Day To Day Practitioners |
❌ Psycho-Oncology Counselling |
❌ Hearing Test |
❌ Optical |
❌ Prescription Costs |
❌ Child Speech And Language Therapy |
❌ Hormone Replacement Therapy for Gender Dysphoria |
Outpatient Radiology
What’s covered:
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✅ Approved Centres (MRI, CT and PET-CT covered) |
✅ Radiology Consultants’ Fees (50% per consultant fee) |
✅ Radiology Test Fees (50% per test) |
✅ Health Screening (Health Screen €50 per policy year, VO2 Max Testing €10 POS discount plus €20 contribution, Metabolic Testing covered with our provider partner, SADS screening €50 per policy year – available as part of Sports Cover Personalised Package; Prostate check/screen – €40 contribution, Testicular check/screen – €40 contribution, Smear testing – €40 contribution, Mammogram €40 contribution, Sexual Health Screening – Simple 2 Test €35 contribution with our provider partner, Standard 6 Test €40 contribution with our provider partner, HPV €50 contribution with our provider partner – available as part of the Women’s and Men’s Health personalised package; Pathology Consultant Fees 50% per consultant fee, Pathology Test Fees 50% cover subject to excess; Oncotype DX covered; Genetic Testing: Initial consultation 50% cover; Test for specified genetic mutations Covered in approved clinics with our approved consultant; Genetic Testing for Cancer Treatment Options – Foundation One CDx Covered) |
What’s not covered:
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❌ Non-Approved Centres |
Fertility Benefits
There are no fertility benefits included in this plan.