Plan Costs

Plan cost: €545.70 per year

Cost per additional child: €225.00 per year

Cost per additional young adult:

Age Cost
Age 18-20 €207.40
Age 21 €300.10
Age 22 €354.70
Age 23 €409.30
Age 24 €463.80
Age 25 €518.40

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case
✅ Public Hospital Private Room and Day Case
✅ Convalescence (€26 x 14 days)

What’s not covered: 

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❌ Private Hospital Private and Semi-Private Room
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special
❌ Day Case Private Hospitals
❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital
❌ Cancer Accommodation Support 

Overseas Cover

What’s covered:

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✅ Repatriation Expenses (Up to €55,000)
✅ Companion Repatriation Expenses (Up to €1 million)
✅ Expenses For Companion (Up to €1,000)

What’s not covered: 

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❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland
❌ Hospital Bill
❌ 24 Hour Telephone Assistance
❌ Gender Affirmation

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€400)
✅ Delivery Consultant Fees (€300)
✅ GentleBirth App (Link Here)

What’s not covered: 

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❌ Home Births
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Child Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Breastfeeding Consultancy

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€200)
✅ Consultant Fees (€50 per visit)
✅ GP Visits (GP Visits €20 x 3 visits; Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Digital
Doctor Service – unlimited; Nurse on call covered)
✅ Physiotherapist (€20 x 3 visits (€1 excess))
✅ Emergency Dental Care (€250)
✅ Non Emergency Dental (€20 x 3 visits (€1 excess))
✅ Home Nursing (Health in the home; Home Recovery Benefit €80 x 10 days)
✅ A&E Charge (Minor injury clinic cover – 50% up to €100 per visit)
✅ Alternative Medicines-Acupuncture, Chiropractor, Osteopath (€20 x 3 visits (€1 excess)
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (€20 x 3 visits (€1 excess))
✅ Other Day To Day Practitioners (Medical Herbalist €20 x 3 visits (€1 excess))
✅ Manual Lymph Drainage (€50 x 5 visits)
✅ Employee Assistance Programme (Healthy Minds benefit- Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face) Learn More
✅ Outpatient Policy Limit (€1000)

What’s not covered: 

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❌ Family Excess
❌ Cancer Support Benefit
❌ Psycho-Oncology Counselling
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Child Speech And Language Therapy
❌ Vaccinations
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (MRI, CT, PET – CT – Covered)
✅ Radiology Consultants’ Fees (50% as per schedule of benefts for professional fees)
✅ Radiology Test Fees (50% cover)
✅ Health Screening (Healthy Minds app; Oncotpe DX; EXOGEN therapy; Care connect covered)

What’s not covered: 

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❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.