Plan Costs

Plan cost: €938.90 per year

Cost per additional child:

Child Cost
Child 1 Age 0-17: €329.70
Child 2 Age 0-17: €329.70
Child 3 Age 0-17: €329.70
Child 4 €29.20

Cost per additional young adult:

Age Cost
Age 18-20 €469.30
Age 21 €548.50
Age 22 €640.00
Age 23 €731.40
Age 24 €825.90
Age 25 €938.90

Hospital Cover (In-patient benefits)

What’s covered: 

(leave blank)
✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case (Covered in select public hospitals. Please contact your insurer for details)
✅ Public Hospital Private Room and Day Case (Covered in select public hospitals. Please contact your insurer for details)
✅ Convalescence (€26 x 15 days)
✅ Cancer Accommodation Support (€50 x 10 visits, no excess)

What’s not covered: 

(leave blank)
❌ Private Hospital Private and Semi-Private Room
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special
❌ Day Case Private Hospitals
❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital

Overseas Cover

What’s covered:

(leave blank)
✅ Hospital Bill (€55,000)
✅ Repatriation Expenses (€1,000,000)
✅ Companion Repatriation Expenses (€1,000)
✅ 24 Hour Telephone Assistance
✅ Expenses For Companion (€1,000)

What’s not covered: 

(leave blank)
❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland
❌ Gender Affirmation

Maternity Cover

What’s covered:

(leave blank)
✅ Hospital Costs Up To 3 Nights (€400)
✅ Delivery Consultant Fees (Covered up to agreed charges incurred on day of delivery for the delivery consultant only)
✅ Access to GentleBirth app (Learn More)

What’s not covered: 

(leave blank)
❌ Home Births
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Child Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Breastfeeding Consultancy

Outpatient Benefits

What’s covered:

(leave blank)
✅ Individual Excess (€100 per member or €1 day to day excess)
✅ Family Excess (€100 per member or €1 day to day excess)
✅ Consultant Fees (€50 per visit with €100 outpatient excess or €50 x 2 with €1 day to day excess; International Second Opinion Service)
✅ GP Visits (GP Visits €40 x 4 visits; Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Digital Doctor Service (Learn More) – unlimited; Nurse on call covered)
✅ Physiotherapist (€30 x 6 visits with €1 day to day excess; ” Back-Up” treatment programme of 8 sessions, twice a year with once off fee of €50 to customer)
✅ Emergency Dental Care (€450)
✅ Non Emergency Dental (€30 x 4 visits with €1 day to day excess)
✅ Home Nursing (Home Recovery Benefit – €80 x 10 days; Care connect (Learn More))
✅ A&E Charge (Minor Injury Clinic Cover, 70% cover up to €200 per visit (HSE), no excess)
✅ Alternative Medicines-Acupuncture, Chiropractor, Osteopath (€30 x 4 combined visits with €1 day to day excess)
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (€30 x 4 combined visits with benefit above with €1 day to day excess)
✅ Other Day To Day Practitioners (Homeopath, Massage Therapist, Medical Herbalist, Podiatrist and Refexologist also covered under the combined Alternative Practitioners benefit)
✅ Cancer Support Benefit (Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000)
✅ Manual Lymph Drainage (€50 x 5 visits, subject to €200 outpatient excess)
✅ Employee Assistance Programme (Healthy Minds benefit – up to 6 counselling sessions via phone, chat, video or face to face (Learn More))
✅ Child Speech And Language Therapy (See benefit for Dietitian, Occupational Therapist, Chiropodist, Speech Therapist above)
✅ Vaccinations (HPV Vaccine – 50% up to €200 per policy year, no excess)
✅ Outpatient Policy Limit (€2,500)

What’s not covered: 

(leave blank)
❌ Psycho-Oncology Counselling
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

(leave blank)
✅ Approved Centres (MRI, CT and PET-CT Covered, not subject to outpatient excess)
✅ Radiology Consultants’ Fees (50% as per schedule of benefits for professional fees – subject to outpatient excess)
✅ Radiology Test Fees (50% Cover – subject to €200 outpatient excess)
✅ Health Screening (Oncotype DX covered)

What’s not covered: 

(leave blank)
❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.