Plan Costs
Plan cost: €1071.70 per year
Cost per additional child: €262.00 per year
Cost per additional young adult:
| Age | Cost |
|---|---|
| Age 18-20 | €535.70 |
| Age 21 | €613.10 |
| Age 22 | €715.30 |
| Age 23 | €819.2 |
| Age 24 | €945.40 |
| Age 25 | €1071.70 |
Hospital Cover (In-patient benefits)
What’s covered:
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| ✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case |
| ✅ Public Hospital Private Room and Day Case |
| ✅ Private Hospital Semi-Private Room (Covered with a €300 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ Private Hospital Private Room (Covered to semi-private rate with a €300 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures (Beacon Hospital covered with €300 excess per claim and a €2,000 co-payment on listed cardiac and procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures (Beacon Hospital covered with €300 excess per claim and a €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special (Beacon Hospital covered with €300 excess per claim and a €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ Day Case Private Hospitals (Covered with a €100 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures) |
| ✅ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital (Beacon Hospital covered with a €100 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ Convalescence (€30 x 16 days) |
What’s not covered:
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| ❌ Cancer Accommodation Support |
Overseas Cover
What’s covered:
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| ✅ Hospital Bill (Covered up to €55,000) |
| ✅ Repatriation Expenses (Covered up to €1,000,000) |
| ✅ Companion Repatriation Expenses (Covered up to €1,000) |
| ✅ 24 Hour Telephone Assistance |
| ✅ Expenses For Companion (Covered up to €1,000) |
| ✅ Gender Affirmation (50% cover up to €10,000 per lifetime) |
What’s not covered:
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| ❌ Benefit Abroad For Surgical Procedures Available In Ireland |
| ❌ Benefit Abroad For Surgical Procedures Not Available In Ireland |
Maternity Cover
What’s covered:
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| ✅ Hospital Costs Up To 3 Nights (€385) |
| ✅ Delivery Consultant Fees (Covered up to €296) |
| ✅ Child Home Nursing (€100 x 14 days (following a minimum in-patient stay of 5 nights)) |
| ✅ Parent Accompanying Child |
| ✅ GentleBirth App access (Learn More) |
What’s not covered:
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| ❌ Home Births |
| ❌ Outpatient Maternity Consultant Care |
| ❌ Postnatal Home Help |
| ❌ Postnatal Home Nursing |
| ❌ Pre & Postnatal Care |
| ❌ Child Healthcare Benefit |
| ❌ Partner Benefit |
| ❌ Breastfeeding Consultancy |
Outpatient Benefits
What’s covered:
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| ✅ Individual Excess (€250) |
| ✅ Family Excess (€250) |
| ✅ Consultant Fees(€60 per visit) |
| ✅ GP Visits (Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Unlimited Digital Doctor visits; Nurse on call) |
| ✅ Emergency Dental Care (€250) |
| ✅ Home Nursing (Home Recovery Benefit – €80 x 10 days; Care connect (Learn More)) |
| ✅ A&E Charge (Public A&E €60 x 3 visits; Minor Injury Clinic Cover, 70% cover up to €200 per visit ; Minor Injury Clinic Cover (Pay and claim) 70% cover up to €200 per visit) |
| ✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (Dietician or Nutritionist Consultation €25 per year) |
| ✅ Psycho-Oncology Counselling (€40 x 5) |
| ✅ Manual Lymph Drainage (€50 x 5 visits) |
| ✅ Employee Assistance Programme (Healthy Minds benefit- Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face(Learn More)) |
| ✅ Vaccinations (HPV Vaccine – 50% up to €200 per policy year) |
| ✅ Outpatient Policy Limit (€2000) |
What’s not covered:
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| ❌ Physiotherapist |
| ❌ Non Emergency Dental |
| ❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath |
| ❌ Other Day To Day Practitioners |
| ❌ Cancer Support Benefit |
| ❌ Hearing Test |
| ❌ Optical |
| ❌ Prescription Costs |
| ❌ Child Speech And Language Therapy |
| ❌ Hormone Replacement Therapy for Gender Dysphoria |
Outpatient Radiology
What’s covered:
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| ✅ Approved Centres (MRI, CT and PET-CT covered) |
| ✅ Radiology Consultants’ Fees (€25 per consultant fee) |
| ✅ Radiology Test Fees (€20 per test) |
| ✅ Health Screening (Oncotype DX covered; Genetic Testing initial consultation 50% cover, test for specifed genetic mutations covered in approved clinics; Cardiac screening 50% cover; Genetic Testing for Cancer Treatment Options – Foundation One CDx) |
What’s not covered:
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|---|
| ❌ Non-Approved Centres |
Fertility Benefits
There are no fertility benefits included in this plan.
