Pet insurers offer a variety of policies and plans to protect your pet and offer cover for vets bills and treatments should they fall ill or have an accident.
Pet insurers offer different levels of cover so it is important to pay attention to the specific terms of the cover you are offered. It is important not to compare on price alone and to look for the benefits that are most important to you.
Table of Content
Who offers pet insurance in Ireland?
| Insurer | Property 1* | Property 2** | |
|---|---|---|---|
| Agria Petinsure | Care Plus – €11.98 per month Accident Only – €10.00 per month |
Care Plus – €25.75 per month Essential – €10.99 per month |
|
| Allianz | €14.15 per month | €21.95 per month | |
| Blue Insurance | Injury & Illness (lifetime) – €10.47 per month Essential – €6.21 per month |
Injury & Illness (lifetime) – €21.43 per month Essential – €10.28 per month |
* Example 1 – Cat, age 2 years, mixed breed moggy, purchase price €50, female, neutered, no illnesses, not microchipped. Accurate as of 10/05/23.
** Example 2 – Dog, age 2 years, pedigree cocker spaniel, purchase price €500, male, neutered, no illnesses, microchipped. Accurate as of 10/05/23.
Quote data accurate as of May 10th 2023
Differences Between Pet Insurance Companies
How to compare different pet policies?
As well as comparing the premium you pay, it is important to compare benefits that will suit you and your pet. The age, breed, and health of your pet may exclude you from some policies or you may be offered cover with exclusions from cover. Allianz offer new policies up to 8 years, but some breeds are excluded from 5 years.
The level of cover you require is also important, as different plans offer cover in varying amounts. Overseas cover may be an additional option but is standard in An Post policies, if this is important to you.
The term of your cover is also important, as 12 month policies will not cover conditions that develop during the term of the policy when you go to purchase a new policy.
The excess varies between insurers. Allianz has a €100 excess, with the option to take on a higher or lower voluntary excess.
An Post and Blue Insurance have a €125 excess but if your dog is over 5 years old you will face an additional 15% excess for treatment. Agria has a €90 excess or €150 excess, depending on which plan you choose, with their mid price Care plan offering identical cover to the higher end plan but with the higher excess.
Bear in mind that you will pay the excess once per condition per year. This may cost more than you think if you have an older pet with several chronic conditions, as you will pay excess charges out of your own pocket and may be more than any additional premium you would pay for a lower excess.
How Compare Insurance Works
We compare all insurance options so you can be sure you’re always getting the best deal.
1. Select Your Product
Simply select the insurance product you need a quote for e.g. life, home or health insurance.
2. Online Quote Form
Fill out one of our simple online assessments with your insurance details.
3. Free Quote Consultation
A qualified financial advisor will call you back for your free insurance quotation.
Can I insure farm animals?
Livestock insurance is available from:
But it covers loss of livestock from storm, flood, fire, lightning, electrocution and straying or injury in transit, as well as injury to sheep from dogs and death or infertility of pedigree livestock.
It does not cover veterinary care in the same way as pet insurance.
FAQ’s
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