Plan Costs
Plan cost: €1074.50 per year
Cost per additional child: €230.60 per year
Cost per additional young adult:
| Age | Cost |
|---|---|
| Age 18-20 | €537.10 |
| Age 21 | €614.40 |
| Age 22 | €716.90 |
| Age 23 | €821.50 |
| Age 24 | €947.90 |
| Age 25 | €1074.50 |
Hospital Cover (In-patient benefits)
What’s covered:
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| ✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case (Covered in select public hospitals. Please contact your insurer for details) |
| ✅ Public Hospital Private Room and Day Case (Covered in select public hospitals. Please contact your insurer for details) |
| ✅ Private Hospital Semi-Private Room (Covered with €300 excess per claim for the first two claims per policy only in selected private hospitals; €2,000 co-payment on listed cardiac and orthopaedic procedures) |
| ✅ Private Hospital Private Room (Covered at semi-private rate with €300 excess per claim for the first two claims per policy only in selected private hospitals; €2,000 co-payment on listed cardiac and orthopaedic procedures) |
| ✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures (Beacon Hospital covered with €300 excess per claim for the first two claims per policy only and a €2,000 co-payment on listed cardiac procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures (Beacon Hospital covered with €300 excess per claim for the first two claims per policy only and a €2,000 co-payment on listed special procedures; Blackrock Clinic and Mater Private not covered) |
| ✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special (Covered in the Beacon with €300 excess per claim for the first two claims per policy only; €2,000 co-payment on listed cardiac and orthopaedic procedures. Not covered in the Blackrock Clinic and Mater Private) |
| ✅ Day Case Private Hospitals (Covered with €150 excess per claim in selected private hospitals; €2,000 co-payment on listed cardiac procedures) |
| ✅ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital (Covered in the Beacon with €150 excess per claim and a €2,000 co-payment on listed cardiac procedures. Blackrock Clinic and Mater Private not covered) |
| ✅ Convalescence (€30 X 16 days) |
What’s not covered:
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| ❌ Cancer Accommodation Support |
Overseas Cover
What’s covered:
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| ✅ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland |
| ✅ Hospital Bill (€55,000) |
| ✅ Repatriation Expenses (€1,000,000) |
| ✅ Companion Repatriation Expenses (€1,000) |
| ✅ 24 Hour Telephone Assistance |
| ✅ Expenses For Companion (€1,000) |
| ✅ Gender Affirmation (Covered for 50% up to €10,000 when carried out in a medical facility in the EEA) |
Maternity Cover
What’s covered:
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| ✅ Hospital Costs Up To 3 Nights |
| ✅ Delivery Consultant Fees (Covered up to agreed charges incurred on day of delivery for participating consultants) |
| ✅ Child Home Nursing (€100 X 14 days (following an inpatient stay of min. 5 days) |
| ✅ Parent Accompanying Child (€40 X 14 days (not incl. first 3 days)) |
| ✅ Access to GentleBirth app (Learn More) |
What’s not covered:
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| ❌ Home Births |
| ❌ Outpatient Maternity Consultant Care |
| ❌ Postnatal Home Help |
| ❌ Postnatal Home Nursing |
| ❌ Pre & Postnatal Care |
| ❌ Child Healthcare Benefit |
| ❌ Partner Benefit |
| ❌ Breastfeeding Consultancy |
Outpatient Benefits
What’s covered:
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| ✅ Individual Excess (€250) |
| ✅ Family Excess (€250 per person) |
| ✅ Consultant Fees (€60 per visit) |
| ✅ GP Visits (Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Unlimited Digital Doctor visits; Nurse on call) |
| ✅ Physiotherapist (“Back-Up” physiotherapy treatment of 8 sessions, twice a year, with once-off €50 fee) |
| ✅ Emergency Dental Care (€250) |
| ✅ Home Nursing (Home Recovery Benefit – €80 x 10 days; Care connect (Learn More)) |
| ✅ A&E Charge (€60 X 3 visits (public A&E); Minor Injury Clinic Cover, 70% cover up to €200 per visit (HSE)) |
| ✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (Dietician or Nutritionist Consultation €40 per year; other not covered) |
| ✅ Other Day To Day Practitioners (Life Coaching Sessions €40 per year; Sports Club/Gym membership/classes €40 per year; Sports Massage €40 per year; Fitness Wearables €40 per year) |
| ✅ Cancer Support Benefit (Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000) |
| ✅ Psycho-Oncology Counselling (€40 X 5 visits) |
| ✅ Manual Lymph Drainage (€50 X 5 visits) |
| ✅ Optical (Laser Surgery discounts) |
| ✅ Employee Assistance Programme (Healthy Minds benefit– Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face(Learn More)) |
| ✅ Vaccinations (HPV Vaccine – 50% up to €200 per policy year) |
| ✅ Outpatient Policy Limit (€2,000) |
What’s not covered:
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| ❌ Non Emergency Dental |
| ❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath |
| ❌ Hearing Test |
| ❌ Prescription Costs |
| ❌ Child Speech And Language Therapy |
| ❌ Hormone Replacement Therapy for Gender Dysphoria |
Outpatient Radiology
What’s covered:
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| ✅ Approved Centres (MRI, CT and PET-CT covered) |
| ✅ Radiology Consultants’ Fees (€25 per consultation) |
| ✅ Radiology Test Fees (€20 per test) |
| ✅ Health Screening (Cardiac Screening 50% cover; Oncotype DX covered; Genetic Testing initial consultation 50% cover, test for specifed genetic mutations covered in approved clinics; Genetic Testing for Cancer Treatment Options – Foundation One CDx) |
What’s not covered:
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| ❌ Non-Approved Centres |
Fertility Benefits
There are no fertility benefits included in this plan.
