Plan Costs
Plan cost: €1071.35 per year
Cost per additional child: €228.58 per year
Cost per additional young adult:
| Age | Cost |
|---|---|
| Age 18-20 | €434.63 |
| Age 21 | €518.74 |
| Age 22 | €620.44 |
| Age 23 | €722.15 |
| Age 24 | €829.83 |
| Age 25 | €956.95 |
Hospital Cover (In-patient benefits)
What’s covered:
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| ✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case |
| ✅ Public Hospital Private Room and Day Case |
| ✅ Private Hospital Semi-Private Room (Full cover with a €250 excess; Select Private Hospitals only have 75% cover please check with Vhi for details; Orthopaedic and Ophthalmic procedures 60% cover) |
| ✅ Private Hospital Private Room (Covered to Semi-private rate with a €250 excess; Select Private hospitals only have 75% cover please check with Vhi for details; Orthopaedic and Ophthalmic procedures 60% cover) |
| ✅ Day Case Private Hospitals (Covered with an excess of €125 ; Select hospitals 75% cover) |
| ✅ Convalescence (14 nights x €40) |
| ✅ Cancer Accommodation Support (€100 per night (Up to a €1000 a year) |
What’s not covered:
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| ❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special |
| ❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital |
Overseas Cover
What’s covered:
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| ✅ Hospital Bill (Emergency treatment abroad €65,000) |
| ✅ Repatriation Expenses |
| ✅ Companion Repatriation Expenses (€1000) |
| ✅ 24 Hour Telephone Assistance |
| ✅ Expenses For Companion (€1000) |
| ✅ Gender Affirmation (Cover for medically necessary surgeries subject to pre-approval up to the level of cover on the plan) |
What’s not covered:
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| ❌ Benefit Abroad For Surgical Procedures Available In Ireland |
| ❌ Benefit Abroad For Surgical Procedures Not Available In Ireland |
Maternity Cover
What’s covered:
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| ✅ Hospital Costs Up To 3 Nights (€400) |
| ✅ Delivery Consultant Fees (Covered up to agreed charges incurred on day of delivery for participating consultants) |
What’s not covered:
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| ❌ Home Births |
| ❌ Outpatient Maternity Consultant Care |
| ❌ Postnatal Home Help |
| ❌ Postnatal Home Nursing |
| ❌ Child Home Nursing |
| ❌ Pre & Postnatal Care |
| ❌ Child Healthcare Benefit |
| ❌ Parent Accompanying Child |
| ❌ Partner Benefit |
| ❌ Breastfeeding Consultancy |
| ❌ Other Maternity Benefits |
Outpatient Benefits
What’s covered:
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| ✅ Individual Excess (Annual excess – per member, per year €1) |
| ✅ Family Excess (Annual excess – per member, per year €1) |
| ✅ Consultant Fees (€60 per visit; Consultant and Specialist led care in a Vhi 360 Health Centre/Vhi Swiftcare Clinic – Unlimited visits fully covered subject to an excess of €75 per visit (no annual excess, no annual maximum)) |
| ✅ GP Visits (GP Visits: €20 x 6 visits ;Practice nurse €20 x 6 visits; Vhi Online Doctor – 6 visits (available through the Vhi App): Full cover) |
| ✅ Physiotherapist (€20 x 6) |
| ✅ Non Emergency Dental (€20 x 6 visits) |
| ✅ A&E Charge (€50 x 1 visit; Vhi Core Service; Urgent Care – Unlimited visits fully covered in a Vhi 360 Health Centre/Vhi Swiftcare Clinic subject to an excess of €75 per visit (no annual excess, no annual maximum)) |
| ✅ Alternative Medicines-Acupuncture, Chiropractor, Osteopath (€20 x 6 combined visits) |
| ✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (€20 x 6 combined visits) |
| ✅ Other Day To Day Practitioners (Podiatrist, Orthoptist, Nutritionist, Physical Therapist, Refexologist, €20 x 6 combined visits. Available through the Vhi App: Vhi Online Physiotherapy, Speech and Language Therapy and Dietitian – 6 combined visits (no annual excess, no annual maximum) VHI 360 Health Centre; Vhi Core Services; 360 Health Clinics – Unlimited visits fully covered subject to an excess of €75 per visit. Personalised follow-up package providing access to a Multidisciplinary Team of Health and Wellness professionals – 3 visits fully covered following a referral from a Vhi Core Service; Primary care practitioners – Unlimited visits fully covered subject to an excess of €25 per visit; Diagnostics following GP referral (x-rays & ultrasounds), fully covered subject to an excess of €75 per visit (no annual excess, no annual maximum) |
| ✅ Cancer Support Benefit (Full cover for wig/ hairpiece, sleeping cap, post-mastectomy bra, swimsuit, surgical prosthesis following cancer treatment (Subject to maximum for medical and surgical appliances)) |
| ✅ Optical (Eye test: €30 in each 24 month period; Glasses/contact lenses: €20 in each 24 month period) |
| ✅ Employee Assistance Programme (Meditation App, If included in Your plan, Vhi will pay the benefit listed in Your table of benefits towards the annual subscription costs of specified meditation apps. You can claim back the benefit against one app, once per renewal year. (Learn More)) |
| ✅ Vaccinations (€20 x 3 vaccines) |
| ✅ Outpatient Policy Limit (€1000) |
What’s not covered:
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| ❌ Emergency Dental Care |
| ❌ Home Nursing |
| ❌ Psycho-Oncology Counselling |
| ❌ Manual Lymph Drainage |
| ❌ Hearing Test |
| ❌ Prescription Costs |
| ❌ Child Speech And Language Therapy |
| ❌ Hormone Replacement Therapy for Gender Dysphoria |
Outpatient Radiology
What’s covered:
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| ✅ Approved Centres (CT full cover; PET-CT full cover; MRI covered, no excess for category 1, with €125 excess for category 2, see rules) |
| ✅ Radiology Consultants’ Fees (€60) |
| ✅ Radiology Test Fees (€40) |
| ✅ Health Screening (Vhi Core Service ‘HealthCheck @Home’ Health Screening fully covered in each 24 month period subject to a €75 excess; STI Screening: Up to €50 per year; Full cover for mammograms in an approved mammogram centre, 1 scan per renewal year) |
What’s not covered:
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| ❌ Non-Approved Centres |
Fertility Benefits
There are no fertility benefits included in this plan.
