Plan Costs

Plan cost: €714.50 per year

Cost per additional child: €240.30 per year

Cost per additional young adult:

Age Cost
Age 18-20 €357.20
Age 21 €393.00
Age 22 €464.40
Age 23 €535.90
Age 24 €607.30
Age 25 €678.80

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case
✅ Public Hospital Private Room and Day Case (Covered at Semi- Private rate)
✅ Private Hospital Semi-Private Room (65% cover)
✅ Private Hospital Private Room (65% cover semi-private rate)
✅ Day Case Private Hospitals (65% cover)
✅ Convalescence (€26 x 14 days)

What’s not covered: 

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❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special
❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital
❌ Cancer Accommodation Support

Overseas Cover

There are no overseas benefits included in this plan.

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€385 benefit)
✅ Delivery Consultant Fees (Covered up to €296)

What’s not covered: 

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❌ Home Births
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Child Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Breastfeeding Consultancy
❌ Other Maternity Benefits

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€125)
✅ Family Excess (€125)
✅ Consultant Fees (€40)
✅ GP Visits (GP Visits €15 x 4 visits subject to excess; Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Digital Doctor, unlimited; Nurse on call covered)
✅ Home Nursing (Health In The Home covered, immediately following an inpatient stay; Care connect (Learn More))
✅ A&E Charge (€60 – public A&E; Minor Injury Clinic Cover, 50% cover up to €100 per visit)
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (Dietitian or Nutritionist €30 contribution (Personalised package – student cover))
✅ Employee Assistance Programme (Healthy Minds beneft- Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face (Learn More)
✅ Vaccinations (Flu vaccination – Covered up to €25 per policy year – available as part of the Student Cover personalised packages. HPV Vaccine – 50% up to €200 per policy year)
✅ Outpatient Policy Limit (€2500)

What’s not covered: 

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❌ Physiotherapist
❌ Emergency Dental Care
❌ Non Emergency Dental
❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath
❌ Other Day To Day Practitioners
❌ Cancer Support Benefit
❌ Psycho-Oncology Counselling
❌ Manual Lymph Drainage
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Child Speech And Language Therapy
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (MRI, CT and PET-CT covered)
✅ Radiology Consultants’ Fees (€25 per consultant’s fee)
✅ Radiology Test Fees (€20 per test)
✅ Health Screening (Oncotype DX Covered; Sexual Health Screening – Simple 2 Test– €35 contribution with our provider partner – available as part
of the Student Cover personalised package)

What’s not covered: 

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❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.