Plan Costs

Plan cost: €503.00 per year

Cost per additional child: €207.90 per year

Cost per additional young adult:

Age Cost
Age 18-20 €191.10
Age 21 €276.60
Age 22 €326.90
Age 23 €377.20
Age 24 €427.50
Age 25 €477.80

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy in a Public Hospital and Day Case
✅ Semi-Private room in a Public Hospital and Day Case
✅ Public Hospital Private Room and Day Case

What’s not covered: 

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❌ Private Hospital Semi-Private Room
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac and  Special Procedures
❌ Day Case Private Hospitals and The Blackrock Clinic, the Mater Private and the Beacon Hospital
❌ Cancer Accommodation Support
❌ Private Hospital Private Room
❌ Day Case Private Hospitals
❌ Convalescence (€26 x 14 days)

Overseas Cover

What’s covered:

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✅ Hospital Bill (€55,000)
✅ Repatriation Expenses (€1,000,000)
✅ Companion Repatriation Expenses (>€1,000)
✅ 24 Hour Telephone Assistance
✅ Expenses For Companion (€1,000)

What’s not covered: 

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❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland
❌ Gender Affirmation

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€400)
✅ Delivery Consultant Fees (>€300)
✅ Gentle Birth App (Link Here)

What’s not covered: 

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❌ Home Births
❌ Postnatal Home Help
❌ Child Home Nursing
❌ Parent Accompanying Child
❌ Partner Benefit
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Breastfeeding Consultancy

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€200)
✅ Consultant Fees (€50 per visit)
✅ Emergency Dental Care (€250)
✅ A&E Charge (Minor Injury clinic – 50% cover up to €100 per visit)
✅ Employee Assistance Program (Healthy Minds benefit- Online access and up to 6 counselling sessions via phone,
chat, video or face to face) Learn More
✅ Family Excess (€200 per person)
✅ GP Visits (Female Health Consultation – 50% cover x 4 consultations per year with provider partner; Digital Doctor Service)
✅ Home Nursing (Home Recovery Benefit €80 x 10 days)
✅ Manual Lymph Drainage (€50 x 5 visits)
✅ Outpatient Policy Limit (€1000)

What’s not covered: 

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❌ Physiotherapist
❌ Alternative Medicines (Acupuncture, Chiropractor etc.)
❌ Other Day To Day Practitioners
❌ Psycho-Oncology Counselling
❌ Optical
❌ Child Speech And Language Therapy
❌ Hormone Replacement Therapy for Gender Dysphoria
❌ Non Emergency Dental
❌ Dietician, Occupational Therapist, Chiropodist, Speech Therapist
❌ Cancer Support Benefit
❌ Hearing Test
❌ Prescription Costs
❌ Vaccinations

Outpatient Radiology

What’s covered:

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✅ Approved Centres (MRI, CT and PET-CT covered)
✅ Radiology Consultants’ Fees (50% as per schedule of benefits per professional fees)
✅ Radiology Test Fees (50% cover)
✅ Health Screening (Oncotype DX; EXOGEN Therapy; Care connect)

What’s not covered: 

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❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.