Plan Costs
Plan cost: €938.90 per year
Cost per additional child:
Child | Cost |
---|---|
Child 1 | Age 0-17: €329.70 |
Child 2 | Age 0-17: €329.70 |
Child 3 | Age 0-17: €329.70 |
Child 4 | €29.20 |
Cost per additional young adult:
Age | Cost |
---|---|
Age 18-20 | €469.30 |
Age 21 | €548.50 |
Age 22 | €640.00 |
Age 23 | €731.40 |
Age 24 | €825.90 |
Age 25 | €938.90 |
Hospital Cover (In-patient benefits)
What’s covered:
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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case (Covered in select public hospitals. Please contact your insurer for details) |
✅ Public Hospital Private Room and Day Case (Covered in select public hospitals. Please contact your insurer for details) |
✅ Convalescence (€26 x 15 days) |
✅ Cancer Accommodation Support (€50 x 10 visits, no excess) |
What’s not covered:
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❌ Private Hospital Private and Semi-Private Room |
❌ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures, certain Special Procedures and procedures other than Cardiac and Special |
❌ Day Case Private Hospitals |
❌ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital |
Overseas Cover
What’s covered:
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✅ Hospital Bill (€55,000) |
✅ Repatriation Expenses (€1,000,000) |
✅ Companion Repatriation Expenses (€1,000) |
✅ 24 Hour Telephone Assistance |
✅ Expenses For Companion (€1,000) |
What’s not covered:
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❌ Benefit Abroad For Surgical Procedures Available and Not Available In Ireland |
❌ Gender Affirmation |
Maternity Cover
What’s covered:
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✅ Hospital Costs Up To 3 Nights (€400) |
✅ Delivery Consultant Fees (Covered up to agreed charges incurred on day of delivery for the delivery consultant only) |
✅ Access to GentleBirth app (Learn More) |
What’s not covered:
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❌ Home Births |
❌ Outpatient Maternity Consultant Care |
❌ Postnatal Home Help |
❌ Postnatal Home Nursing |
❌ Child Home Nursing |
❌ Pre & Postnatal Care |
❌ Child Healthcare Benefit |
❌ Parent Accompanying Child |
❌ Partner Benefit |
❌ Breastfeeding Consultancy |
Outpatient Benefits
What’s covered:
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✅ Individual Excess (€100 per member or €1 day to day excess) |
✅ Family Excess (€100 per member or €1 day to day excess) |
✅ Consultant Fees (€50 per visit with €100 outpatient excess or €50 x 2 with €1 day to day excess; International Second Opinion Service) |
✅ GP Visits (GP Visits €40 x 4 visits; Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Digital Doctor Service – unlimited; Nurse on call covered (Learn More)) |
✅ Physiotherapist (€30 x 6 visits with €1 day to day excess; “Back-Up” treatment programme of 8 sessions, twice a year. Once off fee of €50 to customer) |
✅ Emergency Dental Care (€450, subject to €100 outpatient excess) |
✅ Non Emergency Dental (€30 x 4 visits with €1 day to day excess) |
✅ Home Nursing (Home Recovery Benefit – €80 x 10 days; Care connect (Lear More)) |
✅ A&E Charge (Minor Injury Clinic Cover, 70% cover up to €200 per visit (HSE), no excess) |
✅ Alternative Medicines-Acupuncture, Chiropractor, Osteopath (€30 x 4 combined visits with €1 day to day excess) |
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (€30 x 4 combined visits with benefit above with €1 day to day excess) |
✅ Other Day To Day Practitioners (Homeopath, Massage Therapist, Medical Herbalist, Podiatrist and Refexologist also covered under the combined Alternative Practitioners benefit) |
✅ Cancer Support Benefit (Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000) |
✅ Manual Lymph Drainage (€50 x 5 visits) |
✅ Employee Assistance Programme (Healthy Minds benefit – up to 6 counselling sessions via phone, chat, video or face to face (Learn More)) |
✅ Child Speech And Language Therapy (See beneft for Dietitian, Occupational Therapist, Chiropodist, Speech Therapist above) |
✅ Vaccinations (HPV Vaccine – 50% up to €200 per policy year, no excess) |
✅ Outpatient Policy Limit (€2,500) |
What’s not covered:
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❌ Psycho-Oncology Counselling |
❌ Hearing Test |
❌ Optical |
❌ Prescription Costs |
❌ Hormone Replacement Therapy for Gender Dysphoria |
Outpatient Radiology
What’s covered:
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✅ Approved Centres (MRI, CT and PET-CT Covered, not subject to outpatient excess) |
✅ Radiology Consultants’ Fees (50% as per schedule of benefits for professional fees – subject to outpatient excess) |
✅ Radiology Test Fees (50% Cover – subject to outpatient excess) |
✅ Health Screening (Oncotype DX covered) |
What’s not covered:
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❌ Non-Approved Centres |
Fertility Benefits
There are no fertility benefits included in this plan.