Plan Costs

Plan cost: €984.00 per year

Cost per additional child: €238.10 per year

Cost per additional young adult:

Age Cost
Age 18-20 €491.90
Age 21 €570.40
Age 22 €665.50
Age 23 €760.60
Age 24 €866.40
Age 25 €984.00

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case
✅ Public Hospital Private Room and Day Case
✅ Private Hospital Semi-Private Room (Covered with a €500 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered)
✅ Private Hospital Private Room (Covered to semi-private rate with a €500 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered)
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures (Beacon Hospital covered with €500 excess per claim and a €2,000 co-payment on listed cardiac procedures; Blackrock Clinic
and Mater Private not covered)
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures (Beacon Hospital covered with €500 excess per claim and a €2,000 co-payment on listed cardiac and orthopaedic procedures;
Blackrock Clinic and Mater Private not covered)
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special (Beacon Hospital covered with €500 excess per claim and a €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered)
✅ Day Case Private Hospitals (Covered with a €125 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures)
✅ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital (Beacon Hospital covered with a €125 excess per claim; €2,000 co-payment on listed cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered)
✅ Convalescence (€30 x 16 days)

What’s not covered: 

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❌ Cancer Accommodation Support

Overseas Cover

What’s covered:

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✅ Hospital Bill (Covered up to €55,000)
✅ Repatriation Expenses (Covered up to €1,000,000)
✅ Companion Repatriation Expenses (Covered up to €1,000)
✅ 24 Hour Telephone Assistance
✅ Expenses For Companion (Covered up to €1,000)
✅ Gender Affirmation (50% cover up to €10,000 per lifetime)

What’s not covered: 

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❌ Benefit Abroad For Surgical Procedures Available In Ireland
❌ Benefit Abroad For Surgical Procedures Not Available In Ireland

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights (€385)
✅ Delivery Consultant Fees (Covered up to €296)
✅ Child Home Nursing (€100 x 14 days (following a minimum in-patient stay of 5 nights))
✅ Parent Accompanying Child (€40 x 14 days (Not payable for the frst 3 days))
✅ GentleBirth App access (Learn More)

What’s not covered: 

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❌ Home Births
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Partner Benefit
❌ Breastfeeding Consultancy

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€250)
✅ Family Excess (€250)
✅ Consultant Fees (€60 per visit)
✅ GP Visits (Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Unlimited Digital Doctor visits; Nurse on call)
✅ Emergency Dental Care (€250)
✅ Home Nursing (Home Recovery Benefit – €80 x 10 days)
✅ A&E Charge (Public A&E €60 x 3 visits; Minor Injury Clinic Cover, 70% cover up to €200 per visit ; Minor Injury Clinic Cover (Pay and
claim) 70% cover up to €200 per visit)
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (Dietician or Nutritionist Consultation €25 per year)
✅ Psycho-Oncology Counselling (€40 x 5)
✅ Manual Lymph Drainage (€50 x 5 visits)
✅ Employee Assistance Programme (Healthy Minds benefit- Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face(Learn More)
✅ Vaccinations (HPV Vaccine – 50% up to €200 per policy year)
✅ Outpatient Policy Limit (€2000)

What’s not covered: 

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❌ Physiotherapist
❌ Non Emergency Dental
❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath
❌ Other Day To Day Practitioners
❌ Cancer Support Benefit
❌ Hearing Test
❌ Optical
❌ Prescription Costs
❌ Child Speech And Language Therapy
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (MRI, CT and PET-CT covered)
✅ Radiology Consultants’ Fees (€25 per consultant fee)
✅ Radiology Test Fees (€20 per test)
✅ Health Screening (Oncotype DX covered; Genetic Testing initial consultation 50% cover, test for specifed genetic mutations covered in approved clinics; Cardiac screening 50% cover; Genetic Testing for Cancer Treatment Options – Foundation One CDx)

What’s not covered: 

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❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.