Plan Costs

Plan cost: €984.70 per year

Cost per additional child: €230.60 per year

Cost per additional young adult:

Age Cost
Age 18-20 €492.20
Age 21 €570.80
Age 22 €665.90
Age 23 €761.10
Age 24 €867.10
Age 25 €984.70

Hospital Cover (In-patient benefits)

What’s covered: 

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✅ A Multi-Occupancy or Semi-Private room in a Public Hospital and Day Case (Covered in select public hospitals. Please contact your insurer for details)
✅ Public Hospital Private Room and Day Case (Covered in select public hospitals. Please contact your insurer for details)
✅ Private Hospital Semi-Private Room (Covered with €500 excess per claim for the first two claims per policy only in selected private hospitals; €2,000 co-payment on listed orthopaedic procedures and certain cardiac procedures)
✅ Private Hospital Private Room (Covered at the semi-private rate with €500 excess per claim for the first two claims per policy only in selected private hospitals; €2,000 co-payment on listed orthopaedic procedures and certain cardiac procedures)
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Cardiac Procedures (Covered in Beacon with €500 excess per claim for the first two claims per policy only; €2,000 co-payment on certain cardiac procedures; Blackrock Clinic and Mater Private not covered)
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital, certain Special Procedures (Covered in Beacon with €500 excess per claim for the first two claims per policy only; €2,000 co-payment on certain orthopaedic procedures; Blackrock Clinic and Mater Private not covered)
✅ The Blackrock Clinic, the Mater Private and the Beacon Hospital procedures other than Cardiac and Special (Covered in Beacon (semi-private) with €500 excess per claim for the first two claims per policy only; €2,000 co-payment on certain cardiac and orthopaedic procedures; Blackrock Clinic and Mater Private not covered)
✅ Day Case Private Hospitals (Covered in selected private hospitals with €150 excess per claim and €2,000 co-payment on certain cardiac procedures)
✅ Day Case The Blackrock Clinic, the Mater Private and the Beacon Hospital (Covered in the Beacon with €150 excess per claim and €2,000 co-payment on certain cardiac procedures; Blackrock Clinic and Mater Private not covered)
✅ Convalescence (€30 X 16 days)

What’s not covered: 

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❌Cancer Accommodation Support

Overseas Cover

What’s covered:

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✅ Benefit Abroad For Surgical Procedures Available In Ireland
✅ Benefit Abroad For Surgical Procedures Not Available In Ireland
✅ Hospital Bill (€55,000)
✅ Repatriation Expenses (€1,000,000)
✅ Companion Repatriation Expenses (€1,000)
✅ 24 Hour Telephone Assistance
✅ Expenses For Companion (€1,000)
✅ Gender Affirmation (Covered for 50% up to €10,000 when carried out in a medical facility in the EEA)

Maternity Cover

What’s covered:

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✅ Hospital Costs Up To 3 Nights
✅ Delivery Consultant Fees (Covered up to agreed charges incurred on day of delivery for participating consultants)
✅ Child Home Nursing (€100 X 14 days (following an inpatient stay of min. 5 days)
✅ Parent Accompanying Child (€40 X 14 nights (not incl. the first 3 nights))
✅ Access to GentleBirth app (Learn More)

What’s not covered: 

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❌ Home Births
❌ Outpatient Maternity Consultant Care
❌ Postnatal Home Help
❌ Postnatal Home Nursing
❌ Pre & Postnatal Care
❌ Child Healthcare Benefit
❌ Partner Benefit
❌ Breastfeeding Consultancy

Outpatient Benefits

What’s covered:

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✅ Individual Excess (€250 per person)
✅ Family Excess (€250 per person)
✅ Consultant Fees (€60 per visit)
✅ GP Visits (Female Health Consultation – 50% cover x 4 consultations per year with our provider partner; Unlimited Digital Doctor visits; Nurse on call)
✅ Physiotherapist (“Back-Up” physiotherapy treatment of 8 sessions, twice a year, with once-off €50 fee)
✅ Emergency Dental Care (€250)
✅ Home Nursing (Home Recovery Benefit – €80 x 10 days; Care connect (Learn More))
✅ A&E Charge (€60 X 3 visits (public A&E); Minor Injury Clinic Cover, 70% cover up to €200 per visit (HSE))
✅ Dietician, Occupational Therapist, Chiropodist, Speech Therapist (Dietician or Nutritionist Consultant €30; others not covered)
✅ Other Day To Day Practitioners (Sports Massage €30 per year; Sports Club/Gym Membership/classes €30 per year; Life Coaching session; Fitness Wearables €30 per year)
✅ Cancer Support Benefit (Cover for Breast Prosthesis 50% up to €1,000; Cover for wig following cancer treatment 50% up to €1,000)
✅ Psycho-Oncology Counselling (€40 X 5 visits)
✅ Manual Lymph Drainage (€50 X 5 visits)
✅ Optical (Laser Eye Surgery discounts)
✅ Employee Assistance Programme (Healthy Minds benefit– Online access to mental health assessments and content and up to 6 counselling sessions via phone, chat, video or face to face(Learn More)
✅ Vaccinations (HPV Vaccine – 50% up to €200 per policy year)
✅ Outpatient Policy Limit (€2,000)

What’s not covered: 

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❌ Non Emergency Dental
❌ Alternative Medicines-Acupuncture, Chiropractor, Osteopath
❌ Hearing Test
❌ Prescription Costs
❌ Child Speech And Language Therapy
❌ Hormone Replacement Therapy for Gender Dysphoria

Outpatient Radiology

What’s covered:

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✅ Approved Centres (MRI, CT and PET-CT Covered)
✅ Radiology Consultants’ Fees (€25 per consultation fee)
✅ Radiology Test Fees (€20 per test)
✅ Health Screening (Cardiac Screening 50% cover; Oncotype DX covered; Genetic Testing initial consultation 50% cover, test for specifed genetic mutations covered in approved clinics; Genetic Testing for Cancer Treatment Options – Foundation One CDx)

What’s not covered: 

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❌ Non-Approved Centres

Fertility Benefits

There are no fertility benefits included in this plan.